Ramos CP, Bautista MAS, Cruz RMD. Parameter-Efficient Adaptation of High-Throughput Payment Routing Engines: Maintaining Transaction Velocity and Classification Invariance Under Lattice-Based Handshakes. JASCAR. 2026;16(6):1-19. Accessed November 2, 2026. https://scichronicle.com/index.php/JASCAR/article/view/Parameter-Efficient-Adaptation